Insurance

Claims Help
Dark-colored car with a partially open front hood parked on the street.
[ info ]

We Work With Your Insurance Company

So You Don’t Have To

You don’t need to be an insurance expert — that’s our job. From the moment you bring in your car, we act as your advocate. We know how to work with providers to get claims approved quickly and accurately. And we’ll always fight for OEM parts and factory-level repairs — because your safety matters.

01

Submit damage photos and estimates directly to your insurer

02

Handle adjuster negotiations and approvals

03

Keep you updated every step of the way

04

Push for OEM parts and correct repair procedures

05

No surprise bills — you’ll know what’s covered

Trusted by All Major

Insurance Companies

We’re recognized by the biggest insurance providers in New York. Even if your policy isn’t one of our direct partners, we’ll make sure you’re taken care of.

Geico logo
Allstate logo
Liberty Mutual logo
USAA logo
Travelers logo
StateFarm logo
Geico logo
Allstate logo
Liberty Mutual logo
USAA logo
Travelers logo
StateFarm logo
Geico logo
Allstate logo
Liberty Mutual logo
USAA logo
Travelers logo
StateFarm logo

No Insurance?
No Problem.

We’ve got options for you too. Many customers choose to pay out of pocket — and we’ll help you find the most affordable, high-quality solution. No matter how you pay, your repair still comes backed by our lifetime warranty.
Locally Owned on Long Island
5,000+ Reviews on Carwise
I-CAR GOLD Certified
OEM Certifications
Locally Owned on Long Island
5,000+ Reviews on Carwise
I-CAR GOLD Certified
OEM Certifications
[ TESTIMONIALS ]

What Customers Say

about our service
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4.9/5
Carwise reviews
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The staff was like being with family and the results of the work they did was perfect!!
Anne
,
Toyota
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I’m so happy I trusted Tip Top Auto Body! They are honest, caring about me as a customer and truly very friendly as well as professional. Thank you Lenny! I’ll highly recommend you to my friends!
Anne
,
Acura
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I was extremely pleased with the craftsmanship n the timely manner in which the work was done. It was very convenient not having to drop the car back to Enterprise. I would dry recommend your service to family and friends!
Camille-M
,
Honda
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Lenny was so knowledgeable and great! The shop let me know about every step of the process and did an amazing job on the car.
Dalia
,
Dodge
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Excellent and professional customer service, communication and updates on my car repair! Seamless from start to finish. Tip Top made the whole repair experience less stressful for me. Thank you Tip Top Auto Body!
Dorothy
,
Toyota
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Excellent service and professional work! The team is skilled, friendly, and truly cares about customer satisfaction. My car looks brand new again—highly recommend this body shop!
Alan
,
Chevrolet
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They are pleasant to deal with and explains everything. They also keep you well informed on the progress of the repairs.
Christine
,
Toyota
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Always reliable, professional, and top-notch work!
George
,
Dodge
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Car looks great. Everything was perfect. Communication was awesome. Very professional from when I drove in till I drove out. Thank you
Richard
,
Hyundai
starstarstarstarstar
Great customer service. Explained everything clearly and was very communicative throughout the process
Terri
,
Lexus
[ FAQ ]

Insurance Claim Questions?

We’ve Got Answers.

Do I have to use the body shop my insurance recommends?

No. You're legally allowed to choose any body shop — and we work with all insurers.

Will my insurance cover OEM parts?

It depends on your policy, but we’ll always push for OEM parts to ensure your car is repaired to factory standards.

How long does the claims process usually take?

Every case is different, but we work quickly to get approvals and start repairs ASAP.

Can you help even if I haven’t filed a claim yet?

Absolutely. Come in for a free estimate and we’ll guide you through the next steps.

We'll Take Care of the Paperwork and
Your Car

We’ve handled thousands of claims for customers just like you. Let us help you move forward with expert repairs and zero stress.